Table 1 Baseline characteristics and prevalence (%) of healthcare utilisation and experience of catastrophic health expenditure

Total

63,161

57.3

7.0

33.1

12.3

18.3

Sex

 Male

29,281

46.4

54.4

7.3

33.0

11.9

17.6

 Female

33,880

53.6

59.8

6.7

33.2

12.6

18.8

Age

 45–59 years

31,667

50.1

54.4

6.0

30.3

10.3

14.8

 60–74 years

24,618

39.0

60.5

7.6

34.9

13.8

21.1

 75+ years

6876

10.9

59.2

8.7

39.5

15.7

24.0

Residence

 Rural

44,115

69.8

57.9

6.7

34.3

13.0

20.2

 Urban

19,046

30.2

55.9

7.5

30.2

10.6

13.8

Marital status

 Not married or in a relationship

16,068

25.4

59.6

7.3

30.5

11.4

18.1

 Married or in a relationship

47,093

74.6

56.5

6.9

34.0

12.5

18.4

Religion

 Hindu

52,101

82.5

56.4

6.6

32.3

12.2

17.9

 Muslim

7065

11.2

64.3

9.0

40.2

12.7

21.3

 Christian

1741

2.8

47.5

7.3

24.6

9.3

13.7

 Sikh

1150

1.8

72.3

7.1

39.7

14.5

20.5

 Other or none

1104

1.7

53.5

8.4

32.2

13.6

20.0

Social group

 Scheduled tribe

5480

8.7

44.4

5.7

20.5

7.3

13.1

 Scheduled caste

12,395

19.6

59.2

7.4

35.0

12.9

20.8

 Other backward class

28,568

45.2

56.7

7.0

32.7

12.1

17.5

 Other or no caste/tribe

16,719

26.5

61.2

7.0

36.5

13.7

19.4

Educational level

 No education

31,961

50.6

57.8

7.0

33.3

12.2

20.2

 Up to primary

14,725

23.3

59.4

8.2

33.8

13.5

18.2

 Middle school to higher secondary

12,852

20.3

55.3

6.4

32.9

12.0

15.8

 Diploma, graduation or above

3623

5.7

51.4

3.9

29.1

8.8

10.6

Employment status

 Never worked

16,020

25.4

56.0

6.2

32.9

12.8

18.8

 Currently not working but worked before

17,196

27.2

62.9

11.1

38.0

15.3

22.1

 Currently working

29,946

47.4

54.8

5.0

30.4

10.2

15.8

Household expenditure per capita

 Q1 (the lowest)

13,819

21.9

51.6

4.6

23.4

6.4

14.6

 Q2

13,442

21.3

56.3

5.2

30.2

8.7

16.8

 Q3

12,584

19.9

59.6

7.0

36.4

12.5

20.6

 Q4

11,731

18.6

61.0

8.2

36.9

15.2

19.1

 Q5 (the highest)

11,585

18.3

59.1

10.6

40.6

20.1

21.1

Number of physical conditions

 0

24,353

38.6

49.3

3.9

28.0

9.6

15.7

 1

23,072

36.5

57.2

6.4

31.5

11.9

17.7

 2

10,938

17.3

68.8

10.9

42.0

16.0

21.7

 3+

4799

7.6

72.4

16.3

46.4

19.1

26.5

Mental health condition

 No mental health condition

43,241

68.5

56.5

5.7

30.5

10.5

15.9

 With mental health condition

19,920

31.5

59.0

9.7

38.7

16.0

23.4

Ownership of health insurance

 No health insurance

50,193

79.5

57.1

6.6

33.9

12.6

19.0

 Owned health insurance

12,968

20.5

58.1

8.2

30.1

10.8

15.6