Table 2 The measurement model

Use Intention

CI1

0.955

0.950

0.951

0.968

0.910

5.499

CI2

0.961

5.969

CI3

0.945

4.305

Performance Expectancy

PE1

0.718

0.896

0.905

0.920

0.658

1.991

PE2

0.833

2.687

PE3

0.855

2.591

PE4

0.861

2.711

PE5

0.770

2.113

PE6

0.821

2.347

Effort Expectancy

EE1

0.907

0.911

0.925

0.937

0.788

3.429

EE2

0.871

2.244

EE3

0.904

3.443

EE4

0.867

2.788

Facilitating Conditions

FC1

0.825

0.842

0.853

0.895

0.683

2.061

FC2

0.875

2.758

FC3

0.885

2.568

FC4

0.707

1.498

Social Influence

SI1

0.885

0.921

0.922

0.944

0.810

3.220

SI2

0.909

3.336

SI3

0.940

4.917

SI4

0.863

2.561

Habit

HA1

0.927

0.922

0.924

0.950

0.865

3.192

HA2

0.921

3.333

HA3

0.941

3.968

Hedonic Motivation

HM1

0.945

0.929

0.937

0.955

0.876

4.538

HM2

0.958

5.410

HM3

0.903

2.915

Price Value

PV1

0.878

0.902

0.909

0.939

0.837

2.328

PV2

0.936

3.655

PV3

0.929

3.361

Trust

TR1

0.899

0.935

0.938

0.953

0.836

3.188

TR2

0.888

3.071

TR3

0.945

6.375

TR4

0.924

5.256

Service Quality

SQ1

0.823

0.939

0.949

0.952

0.768

2.544

SQ2

0.879

3.500

SQ3

0.916

4.538

SQ4

0.866

3.020

SQ5

0.899

3.752

SQ6

0.872

3.148

Government Policy

GP1

0.925

0.940

0.941

0.957

0.848

4.500

GP2

0.926

4.705

GP3

0.925

4.165

GP4

0.908

3.515