Table 3 Differences in acceptance factors on intention to use between gender groups

Gender/female

Perceived usefulness

21.69 (6.84–68.81)

 < .001

.589

2.39 (1.48–3.85)

 < .001

.243

-2.19

.001

.628

Perceived ease of use

7.21 (3.18–16.33)

 < .001

.417

2.74 (1.56–4.80)

 < .001

.287

-0.85

.08

.480

Attitude toward use

24.61 (7.23–83.77)

 < .001

.625

4.94 (2.62–9.30)

 < .001

.323

-1.41

.03

.655

Subjective norm

1.49 (0.98–2.25)

.06

.211

1.43 (0.99–2.08)

.06

.189

-0.10

.72

.274

Sense of control

4.12 (2.38–7.14)

 < .001

.280

2.67 (1.64–4.35)

 < .001

.248

-0.29

.41

.353

Feelings of anxiety

0.38 (0.23–0.63)

 < .001

.264

0.76 (0.52–1.12)

.16

.196

0.56

.06

.299

Personal innovativeness

2.54 (1.57–4.11)

 < .001

.245

1.58 (1.07–2.33)

.02

.198

-0.41

.18

.307

Social relationship

2.20 (1.05–4.62)

.04

.378

1.70 (0.90–3.23)

.10

.327

-0.27

.57

.479

Self-perceived effectiveness

3.21 (1.82–5.66)

 < .001

.289

2.34 (1.42–3.86)

.001

.255

-0.29

.44

.372

Service availability

4.38 (2.28–8.41)

 < .001

.333

2.51 (1.48–4.24)

.001

.268

-0.55

.19

.415

Facilitating circumstances

3.04 (1.81–5.11)

 < .001

0.27

2.18 (1.34–3.56)

.002

.250

-0.30

.39

.347

Finance

0.92 (0.59–1.42)

.69

.225

1.04 (0.71–1.53)

.85

.196

0.18

.53

.286